12 Resolutions Half-time Report: January

So we’re midway through the first month of my 12 Resolutions plan, and I thought to keep myself accountable, I would do a check in. My goal of cutting my spending by 25% seems to be going okay… I figured the best way to keep it a conscious reminder was to force myself to pay cash for everything. The mere act of having to schlep to the ATM every other day in order to withdraw money is enough to convince anyone stay home and read a library book. I do find myself putting off buying things that I know eventually will need to get (wedding presents, a full tank of gas) and that feels slightly like cheating. I’m very excited that I brought my flat tire back to where I purchased it 6 months ago since the fix ended up costing me nothing. I also have been digging through the freezer to eat those deeply buried leftovers. And I could have stayed home last weekend, but opted to go snowboarding with friends, an expense that wasn’t necessary, but just makes this challenge a little more difficult to achieve. I’ve got some tricky purchases to include on the back half of the month: a check up for my car, a parking ticket I shouldn’t put off, and that freezer’s getting pretty empty!